Legal

Terms of Service

Please read these Terms of Service carefully before using the Kairos Advisory Group website. By accessing or using our website, you agree to be bound by these terms.

Acceptance of Terms

By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.

Informational Purpose

The content on this website is provided for general informational purposes only. It does not constitute personal financial advice, a recommendation, or an offer to buy or sell any financial product. You should consult a qualified financial adviser before making any financial decisions. Kairos Advisory Group operates under IPP Financial Advisers Pte Ltd.

No Guarantee of Results

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content on this website. Past performance is not indicative of future results. Financial outcomes depend on individual circumstances, and results may vary.

Intellectual Property

All content on this website — including text, images, logos, graphics, and design — is the property of Kairos Advisory Group or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content from this website without our prior written permission.

Limitation of Liability

To the fullest extent permitted by law, Kairos Advisory Group shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided. This includes, but is not limited to, any loss of profits, data, or business opportunities.

Third-Party Links

Our website may contain links to third-party websites, including our parent organisation IPP Financial Advisers Pte Ltd. These links are provided for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Republic of Singapore. Any disputes arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

Contact Us

If you have any questions about these Terms of Service, please contact us at kairosadvisorygroup@gmail.com.